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Insurance for you and your family when life happens.
Insurances exist to make sure you are able to meet your financial commitments when something unexpected happens.
Our friendly insurance advisors are one call away.
Call us on
020 8517 1141
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You can have insurance to cover loss of your income due to an accident or illness, a lump sum in the event of diagnosis of a critical illness and a lump sum or monthly benefit for your family in the event of your death. The payments can be a lifeline when you need them most.
Speak to your advisor about what you would like to happen when life happens.
• Life insurance
• Critical Illness Cover
• Serious Illness Cover
• Income protection
• Self-employed – income protection
Life insurance
Taking a mortgage is a big commitment, and one many people do not want to leave to their family should they die during the mortgage term. Life insurance will pay a lump sum upon death, which your family can use to clear the mortgage or service the monthly payments.
Critical Illness Cover
Sadly, the statistics show, one in two of us will be diagnosed with a critical illness in our lifetime. A Critical Illness can be suffering a heart attack, stroke or being diagnosed with a form of cancer. Additionally, insurance providers cover many more conditions, usually between 30 and 50 conditions are covered.
Serious Illness Cover
As serious illness policy will pay out for many of the critical illness policies as listed above, but will also pay out for a smaller sum for less severe illnesses or conditions that are easily treatable. They may require you to take some time off of work and receive additional physio or mental health support providing a lump sum when you need it most.
Income Protection
Many employers pay a statutory amount of sickness benefit which is currently £109.80 a week payable for up to 28 weeks. This usually isn’t sufficient to cover bills let alone food and mortgage payments. An income protection policy steps in to provide you with an income when your income is reduced from your employer.
Self-employed Income Protection
Working in a self-employed role comes with many benefits, but sick pay isn’t one of them. If you are unwell and unable to go to work, generally, you will not receive an income. Self-employed Income Protection policies buy you your own sick pay as a self-employed worker. The policy provides an income to help you pay your mortgage, food and bills when you are unable to work due to an illness or an accident. Policies can pay out for a period of 24 months or up until retirement age should you not be able to return to work.
Our friendly insurance advisors are one call away.
Call us on
020 8517 1141
You could borrow up to £{{ total.toLocaleString() }}
Your monthly payments will be £{{ finalMortgage.toLocaleString() }}
Total stamp duty due will be £{{ stampduty.toLocaleString() }}
Make a quick enquiry. Get insurance happy.
You can have the best cover to protect your family, your property and your future. Call today.
Remember | Your home may be repossessed if you do not keep up repayments on your mortgage