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21 Jun 2021

Free Money

Is there such a thing as free money?

With the caveat of ‘cashback when your mortgage completes’, then yes!

A growing trend is re-occurring which involves lenders offering cashback to borrowers on completion day. Popular in the noughties, mortgages offering cashback is a great way to reduce the barrier to homeownership by supporting first-time buyers & in some instances home movers with money to support their move. With cash of up to £1,000 being offered, the incentives go some way to paying for solicitor’s fees which coupled with the stamp duty holiday (still available until 31st September on the first £250,000 of your purchase) helps buyers enter the market. All good in our book.

Virgin are offering the most at £1,000 but only to borrowers that have a 15% deposit whereas Accord Mortgages offer £750 on both their 90% and 95% mortgage products.

For more information regarding this, contact us today!

Free Money

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