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26 Jul 2021

Digital Identities

Over the past few years, as a nation, on the whole, we have adapted to all sorts of digital transactions. Transactions such as paying for items using Apple Pay, Google Pay or PayPal. Collecting rewards with apps like British Airways Rewards, Quidco and Topcashback applying for a mortgage with online verifications of ID. Now the Government are looking at ways of digitising ID in replacement of bringing in mandatory ID Cards which has received a lot of criticism. A consultation is now open so you can have your say.

Their plan is to boost the legal status of a Digital ID to be on the same level as physical documents such as a passports or bank statements. They are proposing a world in which ID can be proved using either an app or other digital check. This would clearly benefit those without current acceptable forms of ID but also aims to limit the amount of data being shared when it isn’t relevant to the transaction. i.e. proving you are over 18 without the need to provide your date of birth.

Digital Infrastructure Minister Matt Warman said:
“The plans laid out today will ensure people can trust the app in their pocket as much as their passport when proving their identity. Digital identities offer a huge opportunity to make checks easier, quicker and more secure, and help people who do not have traditional forms of ID to prove who they are. This technology is a vital building block for the economy of the future, and we’re ensuring that people who choose to use it can have confidence their data will be handled safely.”

Contact us to find out more!

Digital Identities

Privacy notice

HOME OF MORTGAGES will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.

Why do you need my data and what will it be used for?

We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.

Who is my data shared with?

Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.

How long do you keep my data for?

We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact

What are my rights?

You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: