Mortgages for Sole Traders
In the past self-employed people could access “self-certification” mortgages with little or no proof of income but this type of mortgage is no longer available.
Nowadays, it is far more difficult for the self-employed to obtain a mortgage unless they are able to supply 3 years accounts prepared by a qualified accountant to prove their income
After many years of specialising in this field, we have access to a network of contacts which we use to ensure that your mortgage application is dealt with by an underwriter who understands your employment status.
We also work with lenders that will consider as little as one year’s accounts if there is a consistent track record of work and contracts for the future.