Following the introduction of new regulations lenders are adopting a far more robust approach when assessing mortgage applications. They no longer base their decisions solely on your proven income and credit history but now take into account a complete picture of your expenditure as well. Approaching lenders without a thorough understanding of their criteria or their underwriting approach can lead to applications being declined or the borrowing amount reduced.
How we can help
After many years of specialising in this field, we have access to a network of contacts with leading High Street lenders and financial institutions which we use to ensure that we select a lender whose lending criteria and underwriting approach best suit your financial position This approach will allow ensure that you obtain a mortgage that meets your needa and is affordable.
Our advisors will complete all of the paperwork for you and you will also be able to see the progress of your application anytime with our on-line tracking tool.
Having helped you buy your dream home by securing the best possible mortgage deal we will advise you on how to ensure that you are able to maintain future mortgage payments should your circumstances change.